Quarterly Fund Sheets for the John Hancock Trust as of September 30th, 2008

These fund sheets are authorized for distribution when accompanied by current   Prospectuses and Supplements for the relevant products of John Hancock Life Insurance Company (U.S.A.). Please contact 1-800-VARILINE (1-800-827-4546) to obtain a prospectus. The prospectus contains complete details on investment objectives, risks, fees, charges and expenses as well as other information about the investment company which should be carefully considered. Please read the prospectus carefully prior to investing. The prospectus contains this and other information on the product and the underlying portfolio. Product and /or product features may not be available in all states. Not all funds available on all products.

Click here (3.4 MB) to view the Q2 2008 Semi-Annual Investment Guide.

Click here for How to Read a Fund Sheet and tips for understanding the data contained on it.